Car insurance is mandatory when you buy a car. It is a simple, but important fact. If you live in St. Augustine, and are unsure about where to go for auto insurance, read on below before making your decision.
#1. Short-term pay/long-term saving
Buying auto insurance means thinking long term. There are approximately 6 million car accidents per year in the U.S. alone, according to the national highway traffic safety administration. And one car accident alone is a costly thing to deal with, especially if you are injured in the process. Not only does an auto insurance plan protect you from these crushing prices, but they also protect you from any liability lawsuits. Sure, you’ll have to pay something, but it’ll be significantly less than what you would’ve had to pay otherwise.
#2. Time and Convenience saved
Sadly, the process of the accident doesn’t end when everyone goes home; it carries on for quite a bit afterward. Without car insurance, you’ll likely be left in the wind, but having it will save you a lot of time and convenience. Your provider can put you in contact with the other driver’s provider to get everything sorted out, find you a nice repair shop, and help you through the steps of the claims process. All of this can be confusing, so the last thing you should want is to go it alone.
#3. It’s the law
At the end of the day, nearly all states in the U.S. require at least a minimum amount of car insurance, usually in the form of responsibility bonds or liability coverage. Driving without insurance can result in heavy fines and the loss of driving privileges for a certain period of time. Depending on your state, your car may even be towed and impounded, resulting in further fees to get it back.
More than any of these, auto insurance brings peace-of-mind. There are many dangerous and incompetent drivers on the road every day, causing many of the millions of accidents that happen in this country. Don’t be caught without insurance on the road–not only is it the law, it’s common sense.
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