Why Disability Insurance in Clarks Summit PA Is of Such Great Importance

by | Oct 7, 2014 | Insurance Service

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Do you worry about being hurt, on the job or at home, and not being able to provide for yourself and your family? If so, you need to look into Disability Insurance in Clarks Summit PA. With this type of insurance, you’ll find you have the income you need to support your family during this difficult time. It’s all a matter of finding the policy which best meets your needs, as the goal is to provide replacement income. You’ll need to determine exactly how much this is and which policy to buy.

The policy needs to be able to provide enough income to safeguard your existing standard of living, while also protecting your financial future. If you have been injured, you need to be able to focus on your recovery. It is hard to do this when you are worried about how you are going to pay your bills in a timely manner. With the right policy, this concern is eliminated and you can work to recover your health, which need to be your top priority.

Many assume their employer will cover their disability insurance. Most don’t realize that employers in their state aren’t required to do so, as they only have to provide workers compensation. In fact, only New York, New Jersey, Rhode Island, and Hawaii have laws in place mandating employer disability insurance coverage for a period of up to 26 weeks. Employees in Pennsylvania may be on their own. Make sure you have the necessary coverage as disability insurance will usually replace 60 to 70 percent of your income when you are unable to work or complete your regular duties on the job.

Florey Insurance Agency of Clarks Summit PA opened 39 years ago in the back room of the founder’s home. Over time, the company grew and now it serves more than 7,000 in every corner of the state. Residential and commercial customers turn to Florey Insurance Agency for all of their insurance needs, from home and life to Disability Insurance in Clarks Summit PA. Florey Insurance Agency strives to provide the customer with the best price each and every time, based on the area in which he or she resides. Contact the company today to see if they can help you with your insurance needs.

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