The Fair Debt Collection Practices Act, or FDCPA, establishes how creditors are legally allowed to deal with consumers. Inappropriate behavior can be considered harassment, and in many cases, you can actually seek compensation when your creditors break the law. If you feel that you are being harassed, you can call a creditor harassment lawyer, and he or she will be able to tell you what your options are.
One way you can get creditors to stop contacting you is by filing for bankruptcy, and if you are seeking financial relief in this way, your lawyers can help with this as well.
What Is Considered Harassment?
Contacting you after you have filed for bankruptcy is just one of the things that creditors aren’t supposed to do, but other illegal acts include:
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Contacting you at work
- Revealing your information to third parties
- Using abusive or profane speech
- Threaten violence, arrests, or legal action
- Pretend to be government agents
Creditors are also not supposed to call you if you are being represented by a lawyer. With a creditor harassment lawyer in Holmdel, NJ, you can get rid of annoying creditors, but your lawyers will also be able to help you with filing for bankruptcy or potentially seeking compensation for the harassment.
How Will Your Lawyer Help?
A credit harassment lawyer will typically be an expert in bankruptcy law, and if you intend to file for bankruptcy, they will be able to guide you through it.
If creditors continue to harass you, especially after you have acquired a lawyer, you can potentially seek compensation for the harassment. Contact us to learn more about creditor harassment and how your lawyers can help you. Your lawyers will help you gather documents, letters, and other forms of evidence of harassment, and they will represent you in court whenever necessary.
