Should you be involved in an accident where there is injury, there will be a two parties, you and the negligent party. In many cases the injured party carries no blame and is perfectly innocent of any wrongdoing, in other cases blame can be apportioned. Personal injury will involve an insurance company and their lawyers; this is why as the injured party you need your own personal injury attorneys in Iowa City IA area.
It is a well known fact that insurance companies make serious efforts to limit awards and to do this they demand lots of documentation. Statements from witnesses, police accident reports, photos taken at the scene, medical records; any other bills already paid or other involvement by insurance companies are all needed. If you and your personal injury attorneys wish to settle the case there is a need to fully understand the process used by the insurance adjuster.
It is not enough to tell the negligent parties insurance company that you were injured and as a result it is impossible for you to work but you have not seen a doctor yet. Without written supporting documentation the insurance company will not even consider a claim. If the case gets to court the mitigating circumstances that caused you to fail to see a doctor may hold up when pled by your personal injury attorney but never to an insurance adjuster.
If you are injured in the accident you must see a doctor. The treatment prescribed will help you heal as well as provide you with full documentation of your injuries. Personal injury attorneys in Iowa City IA will tell you that this is the kind of material the insurance adjuster responds to. Don’t miss any doctor’s appointments, the insurance adjuster will look at this as evidence that your injuries and the pain you claim are not really bad as you say.
Many insurance companies have a basic formula for determining what they will offer in the way of a settlement while other companies use computer models but whatever they do offer it is rarely correct and this is where personal injury attorneys in Iowa City IA come in. If your medical bills are $1,000 while your treatment continues and it’s going to take another 10 months of treatment the demands are at least $10,000 plus all medical expenses, lost wages and perhaps compensation for pain and suffering to settle the case.
