If you are involved in a motorcycle accident, it is advisable to put your case in the hands of a lawyer who has a history of dealing with automotive accidents. Choose one who will advise you on how much you should claim for damages or provenance. In fact, he or she may tell you to not initiate legal action, and all matters will run their course. A Motorcycle Accident Law Attorney in Radcliff KY can help you and your family through this ordeal.
Who to Hire?
* Most auto policies include insurance called an “automotive legal defense”. This coverage allows you to freely choose a lawyer to defend your rights and interests. The amount of such coverage will vary depending on each company and each policy. However, properly speaking on this subject, you must take into account different situations.
* If you are the guilty driver of the accident, the insurance company will assume your defense and you have to accept the lawyer assigned to defend you, unless you are hiring your own motorcycle accident law attorney in Radcliff KY or there is a potential conflict of interest with your insurance company.
* If you are not at fault, that is, if you are the victim, you can freely choose a lawyer to defend your rights. You have no obligation to accept counsel proposed by your insurance company.
* If you are a passenger and the driver was at fault, you cannot use the “legal defense” clause to cover the legal expenses to file a claim against the driver. You’ll have to find a lawyer and pay their fees (usually a percentage of the compensation obtained).
Advantages and Disadvantages
Lawyers working for insurance companies are professionals who have vast experience because they handle a high number of cases per year. Because of their experience, professionalism, and expertise, they will defend your case quickly and effectively. The insurance company will bear the full costs of legal defense, without having to detract part of the compensation money to pay their fees.
Lawyers who work for insurance companies, regardless of their professionalism, do not have the same stimuli as an independent lawyer because their fees are based on a flat rate that the insurer imposes. Due to the high number of cases handled daily, they will not give your case the care an independent lawyer would. The insurance companies are out for themselves. Visit website domain to learn more.
