Denver Auto Insurance Brokers
Denver auto insurance brokers supply several quotes per request, simplifying the process. As a driver in Colorado, everyone must meet certain requirements, or they cannot drive. When applying for policies, drivers must give insurance companies this info.
Colorado Auto Insurance Limits
Colorado sets limits for bodily injury and property damage liability, like most states. You have to carry at least $25,000 per person for bodily injury and $50,000 per accident for bodily injury.
They have mandated a $15,000 minimum limit for property damage liability. Additionally, policies must cover at least $5,000 in medical payments at a minimum. However, if a driver opts out of medical payment coverage during signup, it will not be part of the policy.
Collision Coverage
Not all types of insurance are required by law, although some may be beneficial. Collision coverage protects you when one vehicle runs into another car. In addition, it would cover any damage caused by colliding with an object, like a traffic divider. Typically, brokers ask you to pay a deductible before the policy pays for anything. Even though collision protection is not a state requirement, lenders may require it.
Comprehensive Coverage
Are you concerned about damage from vandalism or theft? Likewise, it is not a requirement set by the state, but it can be a financing stipulation.
Insurance Company Ratings
Some insurance carriers have sounder financial profiles than others, and this is graded. Each carrier is given a letter grade, ranging from F- to A+, that specifies the soundness of their finances.
Contact Longevity Insurance Brokers to learn more about their auto insurance options.
