Regardless of whether you are healthy or have a chronic illness, you will need to purchase a health insurance policy. A health insurance broker in Oceanside can help you select an insurance plan that fits your needs. There are several reasons that you should get health insurance.
Not Having Insurance Is Expensive
Many people use the cost as an excuse not to get health insurance. However, if you do not have insurance, then you could end up spending a lot more. You never know when you may need to make an emergency trip to the hospital. One emergency room visit can cost you over $10,000.
Being Uninsured Impacts Everyone
You are not the only one who will be affected if you do not get health insurance. It can also affect everyone else. People who do not have health insurance often do not go to the doctor when something is wrong. A health condition will only get worse if it is not treated. That is why they end up having to go to the emergency room.
They get charged large bills, which often go unpaid. Hospitals are forced to charge people more money in order to recoup the money that they lost.
Preventive Care
Health insurance is not just for people who are sick. It can also help you stay well. Preventive care is covered by your health insurance. If you go to the doctor for checkups, then you will be less likely to have serious health problems. In fact, studies have shown that people who have health insurance are physically and mentally healthier.
It’s Worth It
You likely have insurance on your home and car. You insure these things because they are important to you. Your health is the most important commodity that you have.
If you want to contact a health insurance broker in Oceanside, then contact Serra Benefits & Insurance Services at https://www.serrabenefits.com/
