Owning a car is a must for most people due to amount of travelling they have to do for their jobs. When purchasing a car, you will have to get an adequate insurance policy to cover any damage that may arise in the future. Most states require an insurance policy on the cars on their roadways and without one you will be subject to large fines. Having a car insurance policy will allow you to drive with the knowledge if anything were to happen you would be covered. The following are a few of the situations that will require you to file Personal Claims on the car insurance policy you have.
Acts of Vandalism
One of the most common situations that will require you to file a claim is acts of vandalism. There are a number of different acts, such as keying a car or spray painting, that are considered vandalism and are usually covered under the policy you have. You need to call your insurance company and let them know what has happened. They should be able to give you a breakdown on what they need to get your claim going and resolved in a timely manner.
Car Accidents
Another very common situation that will lead to having to file a claim on your insurance is a car accident. A car accident is one of the most stressful and worrisome situations a driver can go through and getting the damage done fixed in a timely manner is a top concern. The only way you will be able to get the damage fixed is by filing a claim on your insurance. Make sure you are detailed in what type of damage has been done so your insurance company can assist you. The faster you are able to get a claim filed, the faster you can get back on the road.
When in need of help filing your Personal Claims, be sure to contact the team at Olsommer-Clarke Insurance Group. They have been in the insurance business for many years and can offer you the help you need. Call them or go to their website for more information.
