If you’re a driver in Tulsa, you know that the cost of auto insurance can be expensive. In fact, the average driver in Oklahoma now pays around $1,558 per year, according to Insure.com. Thankfully, there are some ways to lower that cost. Here are the most effective ways to get cheaper Auto Insurance in Tulsa OK.
Shop Around
Car insurance prices can vary dramatically from company to company, especially at different times of the year. To get the best price, it pays to shop around for your insurance every once in a while. When you’re shopping for auto insurance, don’t just rely on large national companies. Check the prices of smaller, local insurance agencies as well.
Bundle Your Insurance Policies
One of the easiest ways to lower your insurance costs by around 10% is to bundle your insurance policies. What does bundling mean? If you purchase two or more types of insurance, like automobile and homeowner’s insurance, it means to purchase them both from the same company. This tactic can also save you money if you have renter’s insurance, life insurance or other types of insurance policies.
Ask About Discounts
You may be surprised what discounts you’re eligible for on your Auto Insurance in Tulsa OK. For example, new or expectant parents are now offered vehicle insurance discounts by several major companies. You could also qualify for discounted insurance rates if you’re a student, senior citizen or military veteran. If you’re on the hunt for cheaper insurance, be sure to ask your agent what types of discounts you may be eligible for.
Beef Up Security
If your car doesn’t come equipped with an anti-theft device, you could be missing out on huge insurance discounts. Sometimes, you can get discounts of around 10% by simply outfitting your car with a wheel-locking device or inexpensive alarm system. If you have a bit of money to invest, try purchasing an alarm system with a tracking device. These types of anti-theft systems will typically qualify you for the largest discounts with your insurance company.
Car insurance can be a substantial part of your transportation costs, but it doesn’t have to break the bank. For even more ways to save money, talk to your insurance agent. If you’re interested in affordable car insurance in the Tulsa area, discover more info here.
