In Oklahoma, all drivers are responsible for purchasing at least liability insurance. These requirements include $25,000 worth of coverage for each injury in an accident with a maximum of $50,000. The property damage coverage should be $25,000. The values are required to provide coverage in the event that you are in an accident. If you were in an auto accident in Oklahoma City that included an uninsured driver, you should consult an attorney now.
What to Expect
If you do not comply with Oklahoma insurance laws, you are subject to penalties. Among the penalties are $250 fines, thirty-day jail sentences, and suspension of both your driver’s license and vehicle registration. If you are in an accident and it is discovered that you do not possess liability insurance, it is probable that the judge could double these fines and punishments.
If You are the Victim
Your first option is to file a claim through the insurance carrier for the at-fault driver. If you do not acquire compensation through this option, you should file a claim through an attorney. Your attorney will compile your evidence and present it effectively in court to fight for compensation.
Shared Fault
Shared fault implies that you were additionally at fault. The jury will identify the percentage in which you are at fault. If you are awarded a settlement, the court deducts this percentage from the total value. If you are more than fifty percent at fault, it is likely that the court will eliminate your settlement altogether. If you committed a traffic violation which led to the assignment of blame, the court will impose penalties based on the standard punishment for the infraction.
Caps and Limitations
The court imposed a cap onto the value in which victims can acquire in these proceedings for non-economic damages. These are awards based on tort laws and not the value of medical or automobile repair levels. The court also imposed a two-year statute of limitations on all accident claims.
Automobile accidents – often lead to significant property damage and devastating injuries. When the at-fault driver is irresponsible and doesn’t maintain insurance it is less likely that you will acquire compensation on your own. If you were injured in an auto accident in Oklahoma City today, you should contact an attorney immediately.
